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Mountain Home, AR 72653

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Featured Insurance Blog

Do I Need Condo Insurance in Mountain Home AR?

Owning a condo in Mountain Home, AR has a satisfying feeling. Condos are a convenient alternative to single-sized family homes and provide an ideal opportunity to live near urban centers. 

However, even as you enjoy your new home, you need to think about condo insurance. While you are contributing towards condo association, this master policy covers common areas and the exterior of your dwelling. Unfortunately, this policy doesn’t protect your assets and the interior of your dwelling. And folks, that’s where condo insurance kicks in.

When you buy condo insurance from Affordable Insurance Inc., it comes with the below benefits. 

Loss of use

Unfortunately, your beloved home can be rendered unlivable due to a covered loss. In such instances, you need to relocate as your condo undergoes repairs. But since your relocation isn’t free, you will incur additional living expenses in your temporal residence. Thankfully, condo insurance can help cover expenses above your everyday living costs. 

Covers your personal assets

Your assets like electronics, furniture, and other belongings face risks like theft, fire, vandalism, water damage, and so forth. The good news is that condo insurance can bail you when such disasters destroy your assets.

Liability coverage

Suppose you host a party and an intoxicated guest falls, injuring their head. Or perhaps, your nephew throws a ball and breaks your neighbor’s window. In both instances, condo insurance can help cover the liabilities facing you. Condo insurance covers medical costs and property damage claims from third parties. 

Protects the interior of your dwelling

Your COA master policy covers the exterior of your dwelling but not your condo’s interior. That said, you need condo insurance to protect the walls, floor, fixtures, and other fittings of your condo. 

Purchase condo insurance today!

At Affordable Insurance Inc., we provide personalized and affordable insurance plans to the residents of Mountain Home, AR, and its surroundings. If you are looking for condo insurance coverage, please contact us today.