When you get car insurance, you’ll be faced with the decision of whether to get liability insurance or full coverage. While full coverage costs more, it offers many benefits that can be very beneficial in the event of an accident or breakdown.
If you’re shopping for car insurance, the experts at Affordable Insurance Inc., serving Mountain Home, AR, can help you decide which type of auto insurance is right for you.
Below are three great reasons to get full coverage auto insurance for your vehicle:
1. Probably required if you have a loan or a lease.
If you’re buying a new car or a pre-owned vehicle with a loan, or if you’re leasing a vehicle, then full coverage is likely a requirement in order to drive your vehicle off the lot. If you’re getting a loan, your bank should give you specific instructions about the type of insurance you’re required to get. Your car dealership will give you instructions for a lease. Either way, plan to get full coverage.
2. Can help you avoid a large mechanic bill after an accident.
If you have auto liability insurance only, then you’ll be paying to repair your own vehicle after an auto accident if you are found at fault. Getting full coverage makes it easier to get your car repaired.
3. Offers many extra benefits that you can’t get from liability insurance.
Full coverage auto insurance often offers many extra benefits like certain roadside assistance benefits and uninsured motorist coverage. This means that you’re extra protected on the road.
Have questions about whether full coverage auto insurance is right for you?
Contact Affordable Insurance Inc., serving Mountain Home, AR, to find out more about full coverage policies and to get a quote.
