Category: RV Insurance

RV accidents are more common than you might think. There are nearly 11,000 RV accidents in the United States every year. And while most of these accidents are minor, some can be severe—even fatal. If you own an RV, Affordable Insurance Inc. in Mountain Home, AR can help you get insurance coverage and related advice. 

Here are some tips for avoiding common RV accidents:

Exhaustion

When driving an RV, exhaustion can be hazardous as it can lead to drowsy driving. Drowsy driving can cause you to fall asleep at the wheel. When driving an RV, it is essential to be alert and rested to react quickly to any potential hazards on the road. If you are feeling exhausted, pull over and take a break. You should take a break every one to two hours and try not to exceed driving for more than eight hours in a day.

High Winds

High winds are dangerous for RV drivers because they can cause the RV to tip over. High winds can also cause tree limbs and other debris to fall, damaging the RV or injuring people inside. It is best to be aware of weather conditions and refrain from driving during high or gusting winds.

Overloaded and Uneven Loads

Overloaded and uneven loads are nasty for RV drivers because they can cause the RV to lose control, tip over, or even jackknife. This is especially true if the load is not evenly distributed across the axles. Never load your RV past its limits, and ensure the weight of cargo and people is evenly distributed while traveling.

Get RV Insurance Today

Affordable Insurance Inc in Mountain Home, AR can help you get the coverage you need for your RV and everything else you value. Contact us today to learn more.

Recreational vehicles are a great way to travel, and they can serve as your home away from home. Recreational vehicle insurance is a unique type that covers both the home part of the vehicle and the truck part. If your RV doesn’t yet have RV insurance, give us a call at Affordable Insurance Inc in Mountain Home, AR to find out more.

RV Classes

The RV policy that you get has a lot to do with which class of RV you own. Each RV belongs in one of three classes based on its size and design. Class A is the largest of these classes with RVs included that can be up to 75 feet long. These are usually converted buses and motor coaches of the type often used for group travel. Class B RVs are among the smallest of these vehicles. The design with these does not have an area over the cab. These RVs tend to be travel trailers, campers, etc. RVs in class C are vehicles that are created by using a cargo van and blending it with a camper section that extends over the cab. Before you get an RV policy, tell your insurance agent which class your RV is in. 

Full-Time and Part-Time Insurance

Your RV insurance policy is also decided by how often you use it. There are RV policies for those who live in their RV full time as well as those who use their RV regularly or occasionally. Full-timer insurance is generally more expensive since the RV will constantly be in use. The age of the vehicle and its make also factor into your policy and its price. 

Get RV Insurance

Your RV should always be covered by RV insurance, so don’t let a day go by without it. Contact us at Affordable Insurance Inc in Mountain Home, AR.