You invested in a vehicle and do a good job of taking care of it. Part of that process means having collision insurance in place to protect you from financial loss in the event that you collide with another vehicle. There are numerous reasons to invest in this type of auto insurance.

At Affordable Insurance Inc, we help those in and around Mountain Home, AR, get into the auto insurance best suited for their needs. Here is what you need to know about your coverage.

What Collision Insurance Does for You

Collision insurance reimburses you for damage to your vehicle that happens when you collide with another vehicle or a stationary object, like a building. This type of coverage provides financial protection from the costs you sustain after such an accident, such as repairing your vehicle.

This is a policy that is often considered optional, meaning it is not legally required. Your lender may require you to maintain collision insurance if you have a loan on the vehicle.

Collision insurance does not protect against normal wear and tear on the vehicle. It also does not provide any protection from mechanical failure. But it is a critical investment for any situation in which you strike an object that causes damage to your vehicle. Many policies specifically state that the car must be rolling, meaning that the collision occurred as a result of the car’s movement.

Ready To Find a Policy That’s Right for Your Needs?

We can help you. Turn to Affordable Insurance Inc to obtain the right combination of auto insurance for your vehicle in or near Mountain Home, AR. We work with those who need protection they can rely on, as well as long-term affordability in their plans. Contact us now to learn more about our collision insurance options.